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	<title>Comments for FOREX Charts for Mobile phones</title>
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	<link>http://forexchartsformobilephones.com</link>
	<description>FOREX charting for cellphones</description>
	<lastBuildDate>Sat, 10 Dec 2011 13:28:59 +0000</lastBuildDate>
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		<title>Comment on Questions &amp; Answers: I am thinking of investing 20K for a year in a mutual fund &#8220;RYTRX&#8221;? by davo</title>
		<link>http://forexchartsformobilephones.com/questions-answers-i-am-thinking-of-investing-20k-for-a-year-in-a-mutual-fund-rytrx/comment-page-1/#comment-38561</link>
		<dc:creator>davo</dc:creator>
		<pubDate>Sat, 10 Dec 2011 13:28:59 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/questions-answers-i-am-thinking-of-investing-20k-for-a-year-in-a-mutual-fund-rytrx/#comment-38561</guid>
		<description>Tiger,I  dont know much about mutual funds but I do know that whatever investment vehicle you choose, make sure you diversify. Nothing is guaranteed. Also ask yourself what your investment goals are. Are they long or short term, whats the money for? etc</description>
		<content:encoded><![CDATA[<p>Tiger,I  dont know much about mutual funds but I do know that whatever investment vehicle you choose, make sure you diversify. Nothing is guaranteed. Also ask yourself what your investment goals are. Are they long or short term, whats the money for? etc</p>
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		<title>Comment on Questions &amp; Answers: I am thinking of investing 20K for a year in a mutual fund &#8220;RYTRX&#8221;? by El Guapo</title>
		<link>http://forexchartsformobilephones.com/questions-answers-i-am-thinking-of-investing-20k-for-a-year-in-a-mutual-fund-rytrx/comment-page-1/#comment-38560</link>
		<dc:creator>El Guapo</dc:creator>
		<pubDate>Sat, 10 Dec 2011 13:25:16 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/questions-answers-i-am-thinking-of-investing-20k-for-a-year-in-a-mutual-fund-rytrx/#comment-38560</guid>
		<description>RYTRX is a good fund, but one year is not a good time frame in which to invest in ANY mutual fund.  The reason is stock market fluctuation - even the best funds lose value in a down market, and nobody knows what the market will do in the coming 12 months.

Over the LONG-term (5+ years), mutual funds are good investments because the stock market has historically gone up about 2 out of every three years, on average.  The average return for stocks (and funds that invest in them) is about 9-10% over the last 100 years, but again - down markets are not uncommon in the short term.

In your case, any mutual fund is a gamble.  If you are willing to face the prospect of losing money over the next 12 months, then go for it.  If you&#039;ll be needing the money in a year, I would recommend a CD.  Unfortunately, this will only pay you around 2% (about $ 400), but the good news is that you are guaranteed not to lose any of your $ 20K.

I hope that helps.  Good luck!</description>
		<content:encoded><![CDATA[<p>RYTRX is a good fund, but one year is not a good time frame in which to invest in ANY mutual fund.  The reason is stock market fluctuation &#8211; even the best funds lose value in a down market, and nobody knows what the market will do in the coming 12 months.</p>
<p>Over the LONG-term (5+ years), mutual funds are good investments because the stock market has historically gone up about 2 out of every three years, on average.  The average return for stocks (and funds that invest in them) is about 9-10% over the last 100 years, but again &#8211; down markets are not uncommon in the short term.</p>
<p>In your case, any mutual fund is a gamble.  If you are willing to face the prospect of losing money over the next 12 months, then go for it.  If you&#8217;ll be needing the money in a year, I would recommend a CD.  Unfortunately, this will only pay you around 2% (about $ 400), but the good news is that you are guaranteed not to lose any of your $ 20K.</p>
<p>I hope that helps.  Good luck!</p>
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		<title>Comment on Questions &amp; Answers: I am thinking of investing 20K for a year in a mutual fund &#8220;RYTRX&#8221;? by Judy</title>
		<link>http://forexchartsformobilephones.com/questions-answers-i-am-thinking-of-investing-20k-for-a-year-in-a-mutual-fund-rytrx/comment-page-1/#comment-38559</link>
		<dc:creator>Judy</dc:creator>
		<pubDate>Sat, 10 Dec 2011 12:34:58 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/questions-answers-i-am-thinking-of-investing-20k-for-a-year-in-a-mutual-fund-rytrx/#comment-38559</guid>
		<description>Have you given a look at ETF&#039;s?
Not too many investors are messing with mutual funds anymore.
/</description>
		<content:encoded><![CDATA[<p>Have you given a look at ETF&#8217;s?<br />
Not too many investors are messing with mutual funds anymore.<br />
/</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by Nicholas J</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37077</link>
		<dc:creator>Nicholas J</dc:creator>
		<pubDate>Sun, 27 Nov 2011 13:12:19 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37077</guid>
		<description>Government bonds are still the most secure long term investment on the planet. 

I am all for separating congress from those funds - but the Republicans aren&#039;t trying to give power to the citizens. They are trying to pass management of the fund over to their cronies in the private sector.

What they call &quot;privatizing social security&quot; I call another corporate handout.</description>
		<content:encoded><![CDATA[<p>Government bonds are still the most secure long term investment on the planet. </p>
<p>I am all for separating congress from those funds &#8211; but the Republicans aren&#8217;t trying to give power to the citizens. They are trying to pass management of the fund over to their cronies in the private sector.</p>
<p>What they call &#8220;privatizing social security&#8221; I call another corporate handout.</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by jasonsluck13</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37076</link>
		<dc:creator>jasonsluck13</dc:creator>
		<pubDate>Sun, 27 Nov 2011 13:08:15 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37076</guid>
		<description>Well, it&#039;s either privatize it or increase the age requirement..

Look, like most other government programs, it&#039;s just become a cash cow to fund other wasteful government exploits..  You can only do that for so long before it catches up to ya.</description>
		<content:encoded><![CDATA[<p>Well, it&#8217;s either privatize it or increase the age requirement..</p>
<p>Look, like most other government programs, it&#8217;s just become a cash cow to fund other wasteful government exploits..  You can only do that for so long before it catches up to ya.</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by apeman605</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37075</link>
		<dc:creator>apeman605</dc:creator>
		<pubDate>Sun, 27 Nov 2011 12:31:37 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37075</guid>
		<description>Even that old neocon Dick Cheney warned that social security was the 3rd rail of US politics.  They might add a needs test to keep millionaires from getting it or might raise the retirement age, but can never get away with more change than that.</description>
		<content:encoded><![CDATA[<p>Even that old neocon Dick Cheney warned that social security was the 3rd rail of US politics.  They might add a needs test to keep millionaires from getting it or might raise the retirement age, but can never get away with more change than that.</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by B17</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37074</link>
		<dc:creator>B17</dc:creator>
		<pubDate>Sun, 27 Nov 2011 11:40:18 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37074</guid>
		<description>Any plan that takes money destined for the SS trust fund out of the hands of Congress to borrow (wink-wink) it is better than what is happening now. The borrowing of SS trust fund money is no different that Emron, or the Fanny/Freddie confidence games. For any plan to work though congress would have to pay back ALL of the money that the stole excuse me borrowed from SS.</description>
		<content:encoded><![CDATA[<p>Any plan that takes money destined for the SS trust fund out of the hands of Congress to borrow (wink-wink) it is better than what is happening now. The borrowing of SS trust fund money is no different that Emron, or the Fanny/Freddie confidence games. For any plan to work though congress would have to pay back ALL of the money that the stole excuse me borrowed from SS.</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by Maybelle</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37073</link>
		<dc:creator>Maybelle</dc:creator>
		<pubDate>Sun, 27 Nov 2011 11:33:15 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37073</guid>
		<description>No.  But when has any GOP plan been good?</description>
		<content:encoded><![CDATA[<p>No.  But when has any GOP plan been good?</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by Oil Soaked Dolphin  RIP</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37072</link>
		<dc:creator>Oil Soaked Dolphin  RIP</dc:creator>
		<pubDate>Sun, 27 Nov 2011 10:39:22 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37072</guid>
		<description>If republicans could have their way with this, we would have been free to hand our money over to guys and girls on Wall Street who could have invested our money in no money down, No Doc negative amortization mortgages.
Then they could have packaged these mortgages into bonds, had them rated AAA and sold them off to pension funds.
Then they could have bought Credit Default Swaps against the bonds they sold us and made a mint when they defaulted.

No thanks.  I&#039;ll stick with the $ 780.00 per month I will start recieving in December.</description>
		<content:encoded><![CDATA[<p>If republicans could have their way with this, we would have been free to hand our money over to guys and girls on Wall Street who could have invested our money in no money down, No Doc negative amortization mortgages.<br />
Then they could have packaged these mortgages into bonds, had them rated AAA and sold them off to pension funds.<br />
Then they could have bought Credit Default Swaps against the bonds they sold us and made a mint when they defaulted.</p>
<p>No thanks.  I&#8217;ll stick with the $ 780.00 per month I will start recieving in December.</p>
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		<title>Comment on Is the GOP plan to get rid of Social Security a good one? by Raymond C</title>
		<link>http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/comment-page-1/#comment-37071</link>
		<dc:creator>Raymond C</dc:creator>
		<pubDate>Sun, 27 Nov 2011 09:49:32 +0000</pubDate>
		<guid isPermaLink="false">http://forexchartsformobilephones.com/is-the-gop-plan-to-get-rid-of-social-security-a-good-one/#comment-37071</guid>
		<description>It was the Democrat Johnson who first raided social security to spend on other things.</description>
		<content:encoded><![CDATA[<p>It was the Democrat Johnson who first raided social security to spend on other things.</p>
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